There are 3 ways to cover the cost of my services including in network benefits, out-of-network benefits, or private pay.
I am in network with the following insurances:
- UnitedHealthCare
- Optum
- UMR
I am an out-of-network provider meaning you can take advantage of your HSA account and/or out-of-network benefits to help cover costs.
HSAs (Health Savings Accounts or Flexible Spending Accounts) provide a convenient way to pay for health care with pre-tax dollars, which means you save on your tax bill.
Out-of-network benefits, often included with PPO plans, allow you to see any therapist regardless of whether they’re in-network. In this case, you’ll still need to pay for the appointment up-front and provide a medical reason for seeing a therapist, but the insurance company will then reimburse you for some of your out-of-pocket expenses. Usually, this comes to 60-90% of the total costs, after meeting your deductible, but I always suggest to contact your insurance company directly to find out exact reimbursement rates as this varies per policy.
Private pay is always a great choice with no limitations on the length of sessions, how often you can be seen, or a required diagnosis. Let’s face it, there are plenty of us that need support but would not meet requirements for a diagnosable condition. Private pay also ensures complete confidentiality as diagnosis are not submitted to your private health records and no records are assessible to insurance companies.
Private pay rates are $100 for 55 minute sessions and $150 for 90 minute sessions.
I am not currently a Medicare provider.