There are 3 ways to cover the cost of my services including in network benefits, out-of-network benefits, or private pay.
I am in network with the following insurances:
- UnitedHealthCare
- Optum
- UMR
I am an out-of-network provider meaning you can take advantage of your HSA account and/or out-of-network benefits to help cover costs.
HSAs (Health Savings Accounts or Flexible Spending Accounts) provide a convenient way to pay for health care with pre-tax dollars, which means you save on your tax bill.
Out-of-network benefits, often included with PPO plans, allow you to see any therapist regardless of whether they’re in-network. In this case, you’ll still need to pay for the appointment up-front and provide a medical reason for seeing a therapist, but the insurance company will then reimburse you for some of your out-of-pocket expenses. Usually, this comes to 60-90% of the total costs, after meeting your deductible, but I always suggest to contact your insurance company directly to find out exact reimbursement rates as this varies per policy.
Private pay is always a great choice with no limitations on the length of sessions, how often you can be seen, or a required diagnosis. Let’s face it, there are plenty of us that need support but would not meet requirements for a diagnosable condition. Private pay also ensures complete confidentiality as diagnosis are not submitted to your private health records and no records are assessible to insurance companies.
Private pay rates as follows:
Individual 55 minute session $110
Individual 90 minute session $175
Couples 55 minute session $135
Couples 90 minute session $200
I am not currently a Medicare provider.